The reason an ordinary office worker seriously aimed for FIRE

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Why FIRE Now?

All of a sudden, do you like your work? Are you dissatisfied with the current situation?
Many people find growth and fulfillment through their work.

On the other hand, for salaried workers, long overtime hours, troublesome relationships (unreasonable pressure from disliked bosses, bullying from the office, guidance from monster employees, etc.), useless internal adjustments, meaningless drinking parties, crowded train commutes, etc. And so on, there are so many negative aspects that you can’t stop thinking about it, and I think there are only a handful of people who are 100% satisfied.
Isn’t there a lot of people who are excited to see Sazae-san on Sunday?
Here, we will explain the one and only way of life, the forbidden fruit in modern capitalism, and the strongest cheat , FIRE, to escape from such an endless life (hell).

What is FIRE?

What is FIRE? coffee or something? It may be a lot of people who thought. Recently, many books dealing with FIRE have been published, and it is gradually spreading to Japan, but it is still not common.

FIRE is an abbreviation for “Financially Independent, Retire Early“, and refers to a lifestyle of becoming financially independent, retiring early, and immersing yourself in your favorite work and hobbies.

Somehow, it’s difficult and I don’t really understand meow

In the 2010s, it received a lot of attention in Europe and the United States, and it is a way of life that has become a boom especially among millennials (the generation who entered the workforce in the 2000s). Put simply,

  • Save your money with best effort
  • Invest it into the stock with all your might
  • Earning an annual average of 4%(*Average yield on U.S. stocks) *Figures after adjusting for inflation
  • live within that revenue

Then, the idea is that you can live indefinitely without working and without reducing your assets. It is an innovative way of life that lives only with the strongest money machine of stock profit that uses the bug of capitalism .
Shall we call it NEO NEET? 
(According to Youtuber Atsuhiko Nakata, it is the strongest state of having fun and having money .)

Fascinating, but is it really possible? 
Sounds fraud.

For example, if a household spends 3 million yen a year (3,000 USD a month), it is theoretically feasible if they can achieve assets of 750,000 USD, which is 25 times that amount (divided by an annual profit rate of 4%). 

(No no 💦, if you think it’s an impossible game to save a lot of money in the first place. Don’t worry. I’m preparing a solution. I’ll prepare another article, so please wait a little bit.)

Background of FIRE penetration (examination)

Millennials are the generation born between 1980 and 1995. Those who will be between the ages of 27 and 42 by 2022. Nekoman also falls under the millennial generation and is one of the people who admires FIRE. (Generation Z will be almost the same.)

Taking Japan as an example, Japan was defeated in the war in 1945, and the people have worked hard together as one to rebuild from the burnt fields. Today will be better than yesterday, tomorrow will be better than today, and the country will grow more and more, and you will be able to drive a car, buy a TV, and buy a washing machine! More and more convenient! In this era, the entire nation has been working hard, longing for a richer life.

But what about modern times? Don’t you have everything together somehow? Don’t have enough money to buy a washing machine or cooler? Do you have any friends who can’t eat rice because they can’t buy a rice cooker with their scholarship repayments?
Of course, the latest iPhones, high-end Tower Condo, brand-name clothes, high-end sushi, and so on, the list goes on and on.

But is there anything you really want that will cost you mentally, physically, or spending time with family and friends?
Is it really necessary to replace the latest iPhone that costs more than 1,000 USD every year?

f you have a cheap Android smartphone, you can watch Youtube whenever you want, hang out with TikTok, chat with friends on LINE, and watch your favorite videos on NETFLIX for 10 or 20 USD per month. It’s a fun society. If you want the latest 60-inch OLED TV (4,000 USD), you might want it, but don’t you think it’s okay if you don’t have one?

In other words, in a modern age where society has matured and the foundations of life are stable (you won’t starve to death tomorrow), and entertainment is cheap, you work all night long, and you work hard to get ahead in the world, keeping an eye on your boss’s complexion. It can be said that the era of , is over. especially,

  • Emerge of the Internet in the latter half of the 1990s
  • Commoditization of information by smartphones released by Apple in 2007
  • The collapse of lifetime employment and the shift to a job-based system have added to it. (In Japan)

At the same time, I think that the millennial generation is a generation that strongly feels that sense.

We have become a society that emphasizes spiritual wealth rather than material wealth. FIRE, which can be said to be a kind of religion that appeared there, stuck in some people. That’s Nekoman’s analysis. 
This trend is particularly strong in developed countries. 
(This can be said to be the acceleration of the mild Yankee movement brought about by the maturation of the world.)

Anticipated worries

The expected worry here is FIRE, what are you going to do from tomorrow?
It’s an outrageous opinion that people will grow up through work and become stupid and weird. 
OK, It seams reasonable suggestion.
It is an opinion that people who have money but no purpose will worth to exist?
This is a very important point and one that needs serious consideration. but,

Nekoman ‘s conclusion is that achieving FIRE will definitely make you happier.

 The reason is that by earning only the Financial Independence part, you can get a platinum ticket that allows you to quit the company at any time. (In other words, it is a negative elimination) Whether or not to cut that card can be freely decided in the scene.

If you are a company slave every day, there is almost a 100% chance that all workers will have a moment when they want to slam a letter of resignation.

Therefore, the best solution is to reach a point where you can slap a resignation letter at any time. 
(Think of it as having a small nuclear bomb on hand.)

The luxury anxious of whether to retire or not, can be decided after making assets.

Why is Nekoman aiming for FIRE now?

Ever since I was a student, Nekoman had a strong desire not to work. I didn’t think he would be able to endure the hard work from morning till night every day. Especially since it was a dark time during the Ice Age, I could not see a bright future. It was less than 20 years ago, but I don’t think the basic thinking and social structure is much different from today’s 20s.

I felt that the idea that “work is a virtue” has been deeply rooted in Japan since ancient times . But is it really so?

For example, there are poor people who live peacefully every day by fishing and collecting nuts on the southern islands.
I’m not thinking about my future growth, but I’ve always thought that living a happy life, like Snufkin’s one in Moomin, would be fine. At that time, one day, I casually read a book that a friend recommended to me by Takaaki Yoshimoto, an author who was said to be the “Intellectual giant of the post-war thought society.

Then I found a very easy-to-understand sentence (I read it in about an hour or two), and it changed my outlook on life . Below is an excerpt.

It’s a lie that it’s good to work
In conclusion,
I think that the ideal human being should be able to live 24 hours a day playing around,

doing what they want and going where they want.

-Takaaki Yoshimoto – Excerpt from Akuninshoki(2004)-

It was a shock. I was stuck 100 times more than the uselessly beautiful PowerPoint materials of consultant, conscious Youtubers, unnecessarily muscular consultants.

The truth is that everyone thinks deep down in their hearts, but they can’t say it. I was dismissing things that would have happened.

From that day on, Nekoman’s challenge began.
This blog will be a record of how Nekoman came to aim for FIRE, and how an incompetent mediocre person with no merit formed assets and realized FIRE.

Next topic , office workers are modern slaves (tentative)

Good Luck!!! FREE MIND!

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